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Empowering Financial Institutions to Compete and Thrive
Cotribute is the next-generation digital opening and onboarding platform designed to help financial institutions like banks and credit unions deliver seamless onboarding experiences, grow deposits and loans, and achieve operational excellence. With cutting-edge technology and AI-driven intelligence, Cotribute helps you adapt to the fast-changing needs of today’s digital-first customers.
Transforming Opening and Onboarding for Financial Institutions
Grow Membership and Deposits
Drive acquisition with personalized, streamlined onboarding.
Boost Loan Growth
Automate loan applications and cross-sell financial products effortlessly.
Enhance Operational Efficiency
Save time and resources with automated workflows and touchless decisioning.
Strengthen Fraud Prevention
Protect your institution with advanced risk detection and customizable fraud rules.
Next-Gen Technology for Real Impact
Support for 45+ Financial Products
Deposit ProductsFrom checking accounts to specialized savings products.
Loan ProductsConsumer loans, business loans, HELOCs, and more.
Wealth Management & InsuranceSimplify onboarding for IRA accounts, brokerage accounts, and insurance products.
Composable Architecture for Seamless Onboarding
Create customized onboarding workflows with code-free configuration.
Support consumer, business, and niche products like holiday savings or round-up savings.
Easily integrate deposit switching, fraud detection, and real-time compliance updates.
AI-Driven Decision Intelligence
Automate approvals and denials with real-time data from credit bureaus and core systems.
Leverage 70+ customizable fraud and risk rules for precise decision-making.
Integrate features like ID verification, credit scoring, and document management.
Actionable Analytics for Continuous Optimization
Get detailed insights to refine onboarding processes and enhance customer journeys.
Optimize conversion rates and meet key performance metrics with data-driven adjustments.
Utilize the applicant portal, back office portal, and developer portal to gain complete control over configurations. These tools allow institutions to customize workflows and decision rules in real time, ensuring that adjustments informed by analytics are seamlessly implemented for improved outcomes.
Integrations for Ecosystem Optimization
Seamless LayeringCotribute integrates seamlessly with your existing core banking systems, CRMs, and other enterprise platforms.
Leverage Existing InvestmentsBy layering Cotribute on top of your current ecosystem, you can enhance your existing workflows without requiring disruptive overhauls or replacement of legacy systems.
Real-Time API ConnectionsOur platform connects with 10+ core systems, enabling instant data sharing and updates to support onboarding, fraud prevention, and compliance.
Enhanced EfficiencyAutomate workflows across your ecosystem, reducing duplicate tasks and manual effort while improving collaboration across teams.
Future-Ready ScalabilityCotribute’s flexible integrations allow your institution to grow and adapt, adding new capabilities and workflows as your needs evolve.
Consumer account opening
Instant frictionless account opening that let's you compete with neo-banks and acquire new customers
Consumer loan origination
Easily add modern loan application experiences that consumers have come to expect to your existing loan application systems and underwriting processes.
GEt PRICING & DATA SHEETMarketing automation and cross selling
Expand wallet share by surfacing personalized recommendations to your customers. Simplify applications for additional products by pre-filling with existing customer information.
GEt PRICING & DATA SHEET
Member & community engagement
Communicate an authentic, compelling story by capturing and showcasing user-generated content from your customers or members in a branded digital board.
GEt PRICING & DATA SHEETBusiness account opening
Simplify commercial account opening with a streamlined digital application process that's integrated with your core and configured to meet your KYB requirements.
SEE SOLUTION
Business loan origination
Allow your corporate clients to apply for loans and upload all required details anytime and from anywhere. Ensure partially filled applications are completed and share application status with automated notifications.
GEt PRICING & DATA SHEETCotribute provides an easy way to start with your most pressing priority and then expand to meet your vision and priorities
Deposit & Membership Growth
Loan Growth Products
Operational Efficiency Products
Deliver Seamless Experiences Today
Cotribute helps financial institutions stay ahead of the competition by offering unmatched configurability, powerful analytics, and next-generation automation. Whether you’re looking to improve operational efficiency, grow your customer base, or launch innovative financial products, Cotribute provides the tools you need to succeed.
Discover the Cotribute difference today and empower your institution to thrive in the digital age.
Built to Help You Succeed
Cotribute’s platform is purpose-built to empower financial institutions with:
Rapid Deployment
Get live in as little as 30 days with seamless core system integrations.
Proven Results
Achieve measurable outcomes, including:
Flexibility
Start with your top priorities and scale as your needs grow, supporting digital, in-branch, or hybrid models.
