The technology force multiplier for financial institutions.

We're on a mission to help credit unions and community banks deliver incredible digital experiences and serve their customers where, when and how they want to be served.

Our story

Since our founding in 2015, we have been focused on one thing: helping businesses deliver compelling digital experiences.

We believe credit unions and community banks have the best products and are aligned with the interests of the communities they serve. We know technology and digital experience is a key area where credit unions and community banks struggle to compete with fintechs and large banks. We believe that regardless of the enterprise systems that are in place, credit unions and community banks should have cost effective and easy ways to provide compelling member and customer onboarding experiences.

That’s why we did the hard work of connecting with the core banking systems, loan origination systems and online banking platforms in use today. That's why we created a library of optimized onboarding experience templates for loan and deposit products. That's why we continue to add new capabilities to the Cotribute platform every day. All so you can exceed your goals, serve your customers better and thrive in the digital era.

Our mission, vision and values

Why We Exist


We exist to help people, businesses and communities thrive in an increasingly digital world.

The Vision

Every person is able to easily access the financial products they need to pursue their dreams.

What We Do


We help financial institutions deliver incredible digital experiences.

How We Behave

Core values

We are humble, hungry and helpful. We are diligent stewards; We actively partner with others who have similar visions.

Our leadership team

Philip Paul

Chief Executive Officer & Founder

Arvind Paul

Chief Operating Officer

Abisheg Elijah

SVP - Marketing & Engineering

Al Powell

SVP - Sales

Bent Christiansen

EVP - Client Experience

Samantha Rigall

VP - Program Management

Paul Burke

Head - Finance & Affiliate Relationships

Our board and advisors

Philip Paul


Spencer McClung

Advisory Firm Three

Chris Duncan

Accelerate Well

Promod Haque

Senior Managing Partner
Norwest Venture

Darrell Bevelhymer

Board Partner
Coltala Holdings

In loving memory

Anand Nallathambi

(Late) Advisor, Cotribute
& CEO, CoreLogic

Thrive in the digital era.

Find out how you can accelerate your growth using Cotribute.